NIFTY 50: 24,837.00 ▼ -225.10 (0.90%) NIFTY Bank: 56,528.90 ▼ -537.15 (0.94%) FINNIFTY: 26,808.00 ▼ -238.30 (0.88%) BSE Sensex: 81,463.09 ▼ -721.08 (0.88%) Nifty Midcap Select: 12,925.90 ▼ -181.75 (1.39%) BSE Bankex: 63,043.13 ▼ -498.68 (0.78%) India VIX: 11.28 ▲ +0.56 (5.22%) NIFTY 50: 24,837.00 ▼ -225.10 (0.90%) NIFTY Bank: 56,528.90 ▼ -537.15 (0.94%) FINNIFTY: 26,808.00 ▼ -238.30 (0.88%) BSE Sensex: 81,463.09 ▼ -721.08 (0.88%) Nifty Midcap Select: 12,925.90 ▼ -181.75 (1.39%) BSE Bankex: 63,043.13 ▼ -498.68 (0.78%) India VIX: 11.28 ▲ +0.56 (5.22%)
Kotak Securities Review 2025: Charges, Pros, Cons & User Ratings
Flat ₹20 per trade with Trade Free Plan. FREE Delivery. 3-in-1 account, Kotak Trust.
Kotak Securities is a leading full-service broker with 24,00,000+ active clients (2025), offering a 3-in-1 account, advanced platforms, and the security of the Kotak Mahindra Group.

Kotak Securities provides equity, F&O, currency, commodities, mutual funds, IPO, bonds, and more. Enjoy seamless trading and investing with the reliability of a top private bank, and a wide branch presence across India.

What makes Kotak Securities unique in 2025?
Kotak offers a true 3-in-1 account (savings, demat, trading), premium research, a full suite of investment products, and robust offline/online support—backed by Kotak’s strong brand trust.

Kotak Securities Charges & Brokerage (2025)

Account Type Fee
Account Opening ₹0 (Online, Trade Free Plan)
Demat AMC ₹0 (1st year), ₹600/year (from 2nd year)
Trading AMC ₹0
Segment Brokerage
Equity Delivery ₹0 (Free)
Equity Intraday Flat ₹20 per executed order
Equity F&O Flat ₹20 per executed order
Currency F&O Flat ₹20 per executed order
Commodity F&O Flat ₹20 per executed order
Call & Trade Charges ₹20 per executed order

Hidden Charges: Standard taxes (STT, GST, SEBI, stamp duty) as per regulations. DP charges: ₹13.5 per scrip sell.

Kotak Securities Trading Platforms

  • KEAT Pro X: Advanced desktop trading terminal for active traders.
  • Kotak Neo App: Modern mobile app for stocks, F&O, mutual funds, IPO, and more. Rating: 4.3/5 (Google Play, 5M+ downloads)
  • Kotak Web: Web trading with live market data, research, and analytics.
  • Smallcase, SGB, IPO, MF: Direct access from Kotak Neo.
Kotak Platforms

Kotak Securities: Pros & Cons

Advantages
  • 3-in-1 account (bank, trading, demat)
  • ₹0 delivery, flat ₹20 for all active segments
  • Offline/branch + digital support across India
  • Premium research and daily advisory
  • Trusted Kotak Mahindra brand
  • Direct mutual funds, IPO, SGB, bonds, US stocks
Limitations
  • Demat AMC is higher after 1st year
  • Legacy web UI in some platforms
  • No commodity delivery segment
  • No unlimited monthly trading plans
  • No margin funding on delivery

Kotak Securities Margin & Leverage

Segment Margin Requirement Max Leverage
Equity Delivery 100% of trade value 1x
Equity Intraday Up to 20% of trade value 5x
F&O (All) 100% NRML margin 1x

Kotak Securities Ratings ★ ★ ★ ☆ ☆

Average rating: 3.3/5 (App, 1L+ reviews), 3.7/5 (Trustpilot)

Service Quality & Complaints

Kotak Securities has a robust customer support system, both digital and offline. Complaint ratios are well below industry average.
Exchange Year Clients Complaints Ratio (%)
NSE2025-2624,00,000560.0023%
BSE2024-2512,00,000190.0016%
NSE2024-2523,20,0001030.0044%
BSE2023-249,80,000250.0026%
NSE2023-2419,50,000850.0043%

Frequently Asked Questions

Is Kotak Securities safe?
Yes, Kotak Securities is SEBI-registered, a member of NSE, BSE, MCX, CDSL, and NSDL. Your funds and stocks are in your name with a trusted bank group.
What are Kotak Securities brokerage charges?
Delivery: free. All other segments: ₹20 per order. No hidden charges.
Is the Kotak Neo app good?
Yes. Kotak Neo is modern, user-friendly and highly rated (4.3/5) for easy investing and trading.
What is a 3-in-1 account?
It is a combination of Kotak bank savings, trading, and demat account for seamless fund transfer and investing.
How to contact Kotak Securities support?
Support via branch, phone, email & online ticket. Visit kotaksecurities.com for details.
Does Kotak offer margin funding?
Margin funding is not available for delivery trades; intraday leverage as per exchange norms.
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