₹0 account opening, ₹0 AMC, free mutual funds & US stocks. Flat ₹20/order for Indian stocks & F&O.
INDmoney Securities is India’s new-age broker with 40,00,000+ active clients (2025), bringing seamless multi-asset investing—Indian stocks, US stocks, mutual funds, deposits, credit, and more.
INDmoney lets you invest in Indian stocks, F&O, mutual funds (direct), US stocks (fractional), fixed deposits, and more—all with a mobile-first, zero paperwork approach and a focus on holistic wealth management.
Why INDmoney in 2025?
INDmoney is the only Indian broker that gives you one app for Indian equities, US stocks, mutual funds, gold, deposits, insurance, and even credit cards—plus zero AMC and global investing at zero commission.
INDmoney is the only Indian broker that gives you one app for Indian equities, US stocks, mutual funds, gold, deposits, insurance, and even credit cards—plus zero AMC and global investing at zero commission.
INDmoney Charges & Brokerage (2025)
| Account Type | Fee |
|---|---|
| Account Opening | ₹0 (Free) |
| Demat AMC | ₹0 (Lifetime Free) |
| Trading AMC | ₹0 |
| Segment | Brokerage |
|---|---|
| Equity Delivery | ₹20/order |
| Equity Intraday | ₹20/order |
| Equity F&O | ₹20/order |
| US Stocks | ₹0 commission (FX/transfer fee applies) |
| Mutual Funds (Direct) | ₹0 |
| Call & Trade | ₹50/order |
Hidden Charges: No AMC, no hidden fees. Standard taxes (STT, GST, SEBI, stamp duty) as per regulations. US stocks incur FX/transfer fee.
INDmoney Trading Platforms
- INDmoney App: India’s highest-rated wealth superapp for stocks, mutual funds, US stocks, deposits, insurance, and more. Rating: 4.6/5 (Google Play, 1Cr+ downloads)
- INDmoney Web: Powerful online portal for multi-asset investing and portfolio analytics.
- Goal-based Investing: Track, analyze, and invest for goals (retirement, children, etc.) in one dashboard.
- Portfolio X-ray: Unified view of all assets (India, US, MF, FDs, insurance, credit, etc.) in one place.
INDmoney: Pros & Cons
Advantages
- ₹0 account opening, ₹0 AMC (lifetime)
- One app for India stocks, US stocks, MFs, FDs, credit, gold, insurance
- Commission-free US stocks (fractional investing enabled)
- Goal-based investing & portfolio analytics
- Free direct mutual funds
- Powerful app/web (4.6★, 1Cr+ downloads)
- Instant digital onboarding
Limitations
- No branch/offline support (app/web only)
- No NRI services
- No commodity/currency trading
- US stocks: FX/transfer fee applies
- No personal RM/advisory (DIY)
- New broker, not as old as legacy brands
INDmoney Margin & Leverage
| Segment | Margin Requirement | Max Leverage |
|---|---|---|
| Equity Delivery | 100% of trade value | 1x |
| Equity Intraday | Up to 20% of trade value | 5x |
| F&O (All) | 100% NRML margin | 1x |
| US Stocks | 100% of investment | 1x |
INDmoney Ratings
Average rating: 4.6/5 (App, 5L+ reviews), 4.2/5 (Trustpilot)
Service Quality & Complaints
INDmoney resolves almost all queries digitally via app/email, with one of the lowest complaint ratios among new brokers.
| Exchange | Year | Clients | Complaints | Ratio (%) |
|---|---|---|---|---|
| NSE | 2025-26 | 40,00,000 | 9 | 0.0002% |
| BSE | 2024-25 | 16,00,000 | 3 | 0.0002% |
| NSE | 2024-25 | 36,00,000 | 14 | 0.0004% |
| BSE | 2023-24 | 8,00,000 | 2 | 0.0003% |
| NSE | 2023-24 | 21,00,000 | 7 | 0.0003% |
Frequently Asked Questions
Is INDmoney safe?
Yes, INDmoney is SEBI-registered, NSE/BSE member, CDSL depository, and all funds/assets are held in your name. US investing is via licensed partners.
What are INDmoney brokerage charges?
Flat ₹20/order for all Indian stocks & F&O, ₹0 for US stocks (FX/transfer fee applies), ₹0 for mutual funds and account opening/AMC.
Is the INDmoney app good?
Yes, INDmoney is among India’s top-rated finance apps (4.6/5), covering Indian & US stocks, mutual funds, and more.
Can I invest in US stocks with INDmoney?
Yes, you can invest in US stocks, including fractional shares, at zero commission (FX/transfer fee applies).
Does INDmoney offer advisory or tips?
No, INDmoney is a DIY (do it yourself) platform—no personal RM or stock tips, but has analytics and automated tools.
How to contact INDmoney support?
Support is available via in-app/email ticket only. No branch or phone support.
Is INDmoney a bank?
No, but you can track all your bank, demat, and credit accounts in the app.