Laxmi India Finance Ltd. IPO 2025
All details for Laxmi India Finance IPO: Dates, price, financials, objectives, KPIs, registrar, and business overview.
Bar Chart upar, Line Chart niche — financials section me!
Laxmi India Finance IPO: At a Glance
IPO Sizeâ‚ą254.26 Cr (Fresh + OFS)
IPO TypeBookbuilding
Listing AtBSE, NSE
Face Valueâ‚ą5 per Equity Share
Fresh Issue1.05 Cr shares
Offer for Sale0.56 Cr shares
Market Capâ‚ą825.83 Cr (Est.)
Promoter Holding (Pre IPO)89.05%
Promoter Holding (Post IPO)—
Websitelifc.co.in
IPO Timeline
| IPO Activity | Date |
|---|---|
| IPO Open Date | July 29, 2025 |
| IPO Close Date | July 31, 2025 |
| Basis of Allotment (Tentative) | August 1, 2025 |
| Refunds Initiation (Tentative) | August 4, 2025 |
| Credit of Shares to Demat (Tentative) | August 4, 2025 |
| IPO Listing Date (Tentative) | August 5, 2025 |
IPO Price & Lot Size
| Issue Price Band | ₹150 – ₹158 per share |
|---|---|
| Market Lot | 94 Shares |
| Retail Min | 1 lot (94 shares) – ₹14,852 |
| Retail Max | 13 lots (1,222 shares) – ₹1,93,076 |
| S-HNI Min | 14 lots (1,316 shares) – ₹2,07,928 |
| S-HNI Max | 67 lots (6,298 shares) – ₹9,95,084 |
| B-HNI Min | 68 lots (6,392 shares) – ₹10,09,936 |
Company Financials (â‚ą Crore)
Bar Chart: Revenue, PAT & Net Worth
Line Chart: Revenue, PAT & Net Worth
| Period Ended | Assets | Revenue | Profit After Tax | EBITDA | Net Worth | Reserves & Surplus | Total Borrowing |
|---|---|---|---|---|---|---|---|
| 31 Mar 2025 | 1,412.52 | 248.04 | 36.01 | 163.88 | 257.47 | 236.99 | 1,137.06 |
| 31 Mar 2024 | 984.85 | 175.02 | 22.47 | 114.59 | 201.22 | 181.87 | 766.68 |
| 31 Mar 2023 | 778.71 | 130.67 | 15.97 | 85.96 | 152.33 | 134.23 | 615.49 |
Key Performance Indicators (KPI)
| KPI | Values |
|---|---|
| Debt/Equity | 4.42 |
| RoNW | 13.95% |
| PAT Margin | 14.48% |
| EBITDA Margin | 66.07% |
| Price to Book Value | 2.57 |
| EPS (Pre IPO) | 8.61 |
| EPS (Post IPO) | 6.89 |
| P/E (Pre IPO) | 18.35 |
| P/E (Post IPO) | 22.94 |
Objects of the Issue
| S.No. | Objects of the Issue | Expected Amount (â‚ą Cr.) |
|---|---|---|
| 1 | Augmentation of the capital base to meet the future capital requirements towards onward lending | 143.00 |
About Laxmi India Finance Ltd.
Incorporated: 1996
Business: Non Banking Financial Company (NBFC) providing MSME loans, vehicle loans, construction loans, and other lending products.
Loan Segments:
- MSME Finance: Loans ₹0.05m–₹2.5m, LTV 65%, tenure up to 84 months.
- Vehicle Finance: Loans for commercial vehicles (â‚ą1.5m), two-wheelers (â‚ą0.15m), tractors (â‚ą0.7m).
- Construction Loans: Loans up to ₹2.5m for construction/renovation at 18–28% interest, tenure up to 84 months.
Customer Base: 35,568 (FY25), 48.78% growth YoY
Branches: 158 across Rajasthan, Gujarat, MP, Chhattisgarh
Promoters: Deepak Baid, Prem Devi Baid, Aneesha Baid, Hirak Vinimay Pvt Ltd, Deepak Hitech Motors Pvt Ltd, Prem Dealers Pvt Ltd, Vivan Baid Family Trust
- Focus on MSME financing
- Diversified, cost-effective funding sources
- Comprehensive risk management & underwriting
- Deeper regional penetration in semi-urban/rural areas
- Hub and Branch model for efficiency and growth
- Experienced management & good governance
Contact Details
Laxmi India Finance Ltd.
2 DFL, Gopinath Marg, MI Road,
Jaipur, Rajasthan, 302001
Phone: +91 9773376198
Email: investors@lifc.in
Website: http://www.lifc.co.in/
2 DFL, Gopinath Marg, MI Road,
Jaipur, Rajasthan, 302001
Phone: +91 9773376198
Email: investors@lifc.in
Website: http://www.lifc.co.in/
Registrar: MUFG Intime India Private Limited (Link Intime)
