Flat ₹20 per order across all segments. Free account opening. Highly rated mobile app.
5paisa is a leading discount broker with 4,000,000+ active clients (2025), known for low pricing, digital onboarding, and powerful trading platforms.
With free account opening, flat charges, and a mobile-first approach, 5paisa is a top choice for active traders and investors looking for transparency and technology.
Why 5paisa in 2025?
5paisa is the only major broker offering both a flat ₹20/₹10 plan and advanced AI-driven tools for all retail investors. Their app-first strategy and fast digital onboarding make them ideal for new investors.
5paisa is the only major broker offering both a flat ₹20/₹10 plan and advanced AI-driven tools for all retail investors. Their app-first strategy and fast digital onboarding make them ideal for new investors.
5paisa Charges & Brokerage (2025)
| Account Type | Fee |
|---|---|
| Account Opening | ₹0 (Online) |
| Demat AMC | ₹0 (1st year), ₹300/year thereafter |
| Trading AMC | ₹0 |
| Segment | Brokerage |
|---|---|
| Equity Delivery | ₹20/order (Basic Plan) or ₹10/order (Ultra Plan) |
| Equity Intraday | ₹20/order (Basic) or ₹10/order (Ultra) |
| Equity F&O | ₹20/order (Basic) or ₹10/order (Ultra) |
| Currency & Commodity | ₹20/order (Basic) or ₹10/order (Ultra) |
| Call & Trade Charges | ₹100 per order |
Hidden Charges: Standard taxes (STT, GST, SEBI, stamp duty) as per regulations. DP charges: ₹12.5 per scrip sell.
5paisa Trading Platforms
- 5paisa App: Highly rated stock trading & investment app. Rating: 4.3/5 (Google Play, 10M+ downloads)
- 5paisa Web: Browser-based platform for all trading/investing needs.
- Trade Station (Desktop): Advanced desktop terminal for pro traders.
- Smart Investor, Swing Trader: AI-driven stock recommendations and thematic investing tools.
5paisa: Pros & Cons
Advantages
- Flat ₹20/₹10 per executed order
- Free account opening, low AMC
- Powerful mobile & web platforms
- AI-driven advisory tools
- Direct mutual funds, US stocks, digital gold
- Paperless, instant onboarding
Limitations
- No offline/branch support
- No free delivery trades (small fee for all segments)
- Call & trade is costly (₹100/order)
- No personal RM for Basic/Ultra plans
- No NRI services
5paisa Margin & Leverage
| Segment | Margin Requirement | Max Leverage |
|---|---|---|
| Equity Delivery | 100% of trade value | 1x |
| Equity Intraday | Up to 20% of trade value | 5x |
| F&O (All) | 100% NRML margin | 1x |
5paisa Ratings
Average rating: 3.6/5 (App, 2L+ reviews), 3.4/5 (Trustpilot)
Service Quality & Complaints
5paisa resolves most issues digitally via app/email. Complaint ratios are among the lowest for app-based brokers.
| Exchange | Year | Clients | Complaints | Ratio (%) |
|---|---|---|---|---|
| NSE | 2025-26 | 4,000,000 | 22 | 0.0005% |
| BSE | 2024-25 | 1,600,000 | 10 | 0.0006% |
| NSE | 2024-25 | 3,500,000 | 38 | 0.0011% |
| BSE | 2023-24 | 1,100,000 | 18 | 0.0016% |
| NSE | 2023-24 | 2,900,000 | 29 | 0.0010% |
Frequently Asked Questions
Is 5paisa safe?
Yes, 5paisa is SEBI-registered, a member of NSE, BSE, MCX, CDSL & NSDL. Your funds and stocks are always in your name.
What are 5paisa brokerage charges?
Flat ₹20/order (Basic), ₹10/order (Ultra). No free delivery trades. See tables above for all segment-wise charges.
Is the 5paisa mobile app good?
Yes, the app is highly rated (4.3/5), fast, and suitable for all types of investors and traders.
Can I apply for IPO and mutual funds through 5paisa?
Yes, you can invest in IPOs, mutual funds, US stocks, gold, and more via the app/web.
How to contact 5paisa support?
Support is available via app, email, and online ticket. No offline/branch support.
Does 5paisa offer stock tips or research?
Yes, via their Smart Investor and Swing Trader AI tools, but no personal RM for basic/ultra plans.